Student Loans

Federal Direct Subsidized

A subsidized loan is awarded on the basis of financial need. The federal government pays the interest on the loan while the borrower is enrolled at least half-time, during the grace period and during a period of deferment. Students must be enrolled in at least 6 credit hours. More information about the Federal Direct Subsidized loan program is available on the StudentAid.gov website.

Federal Direct Unsubsidized

The unsubsidized loan is not based on financial need. The federal government does not pay the interest while the borrower is in school. All interest is the borrower’s responsibility. If you choose not to pay the interest while you are in school and during grace periods and deferment or forbearance periods, your interest will accrue (accumulate) and be capitalized (that is, your interest will be added to the principal amount of your loan). Students must be enrolled in at least 6 credit hours. More information about the Federal Direct Unsubsidized loan program is available on the StudentAid.gov website.

If you wish to apply for a Federal Direct Loan, you must also complete Loan Entrance Counseling and Master Promissory Note on studentloans.gov

Nunez will receive this information electronically within 3-5 business days of completion.